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Home Insurance

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HOMEOWNER’S INSURANCE

homeHome ownership is the definition of the American Dream. It is your responsibility as a homeowner to protect you and your loved ones from financial disaster due to liability which could result in the loss of your home and possible other financial assets.

HOMEOWNER’S INSURANCE IS USUALLY BUNDLED TO PROTECT THE FOLLOWING:
• The basic structure of your home
• Any personal belongings in the home including appliances
• General liability
• Living expenses due to displacement

Does homeowner’s insurance reimburse you directly?

No, homeowner’s insurance does not provide monetary coverage. Depending on your insurance policy, issues with financial solvency after an event resulting in loss may be covered under different policies. Speak with one of our agents and we can help you find a combination of policies to help you resolve these concerns.

Remember, typical “wear and tear” to your property is not covered by normal homeowner’s insurance nor is damage due to floods and earthquakes. To cover natural disaster damage, supplemental policies are available.

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