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Do You Need Commercial Auto Insurance?

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If you run a business that uses vehicles for transporting people or products, you need commercial auto insurance. Commercial insurance will protect your assets in the event of an auto accident on the job. The following are some of the many benefits you acquire through commercial coverage.

1. Commercial Liability – Liability insurance covers any injuries or property damage that has been sustained by others due to an accident you or your employees have caused. This can save you from a possible lawsuit if you do not have the funds to pay for these damages.

2. Collision Insurance – This covers damage to your vehicle if you are involved in a collision. 

3. Comprehensive – Comprehensive coverage pays for damages to your vehicles from fire, hail, windstorms, flood and vandalism. Your business vehicle is also protected from theft. 

4. Uninsured Motorist – This coverage helps to pay for employee injuries and property damage to your vehicle due to an accident caused by an uninsured driver or underinsured driver.

By getting commercial vehicle insurance, you ensure your business vehicles and business assets are well protected against any eventuality. For more information about commercial auto coverage benefits and costs in the Los Angeles, CA, area, contact Maurice Taylor Insurance.  

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